![]() ![]() Not blind, not dreaming-Bobby is just plain invisible. Until the morning he wakes up and can't see himself in the mirror. The hearing took place before a House Financial Services subcommittee. Things Not Seen by Andrew Clements (Author) (603) Winner of American Library Association Schneider Family Book Award Bobby Phillips is an average fifteen-year-old-boy. Democrats instead drew more attention to the bank executives' mismanagement and deregulations during the Trump administration. ![]() At first, when I read about two or three chapters I thought this book will be about an avarage teenager looking for the real meaning of life and becoming more mature. Republicans focused on the latter issue, blaming regulators for the failures. However, myself not being a children nor a teen, reading his book, ‘Things Not Seen’ was definately not just another teen book from Clements. He further reported that regulators-the Federal Deposit Insurance Corporation and Federal Reserve-were able to identify issues, but did not escalate supervisory actions in time to mitigate the risks. ![]() Until the morning he wakes up and cant see himself in the mirror. Clements said that the banks engaged in high-risk practices, such as rapid growth and heavy reliance on uninsured deposits, which contributed to the failures. This is a YA novel Bobby Phillips is an average fifteen-year-old boy. T18:04:06-04:00 Michael Clements, an official at the Government Accountability Office, testified on his agency’s review of the Silicon Valley Bank and Signature Bank collapses. ![]()
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